Payments

Take every way Americans like to pay, with payouts to your bank.

AjVik Payments, powered by Stripe, accepts credit and debit cards, Apple Pay, Google Pay and ACH bank payments. Add PayPal alongside it. Payouts go to your US bank account on Stripe’s schedule, and every payment is matched to its order.

7-day trial · No card to start · $0 setup

2.5%platform fee on Starter
2.0%platform fee on Growth
1.5%platform fee on Pro
Payments

Payments built in from day one

AjVik Payments, powered by Stripe

Cards, Apple Pay, Google Pay and ACH bank payments at checkout. Set up in minutes; Stripe verifies your business details.

PayPal too

Connect your PayPal business account so shoppers who prefer it can pay that way.

Payment links

Send a link in an Instagram DM, Messenger, WhatsApp or a text for an order taken in chat. When it is paid, the order updates on its own.

No card data with us

Card details are entered in Stripe’s secure fields and handled by Stripe, which is PCI DSS compliant. They never sit on AjVik’s systems.

Payouts to your bank

Money from sales is paid out to your US bank account on Stripe’s payout schedule, after fees.

Payout matching

See each payment, its fees and its refunds next to the order, so what your bank receives makes sense.

See it work

What does one order really earn you?

Real profit per order$0
  • Product
  • Shipping
  • Payment fee
  • Returns
  • Ads
  • You keep

Your numbers, simple math: a returned order is refunded and costs shipping both ways. AjVik works this out on every real order for you.

Set up

Start taking payments the day you open.

Turn on AjVik Payments and Stripe walks you through verifying your business and adding the bank account for payouts. Connect PayPal next to it if your customers ask for it.

  • Credit and debit cards, Apple Pay and Google Pay
  • ACH bank payments for larger orders
  • PayPal through your own PayPal business account
  • Test mode first, live mode when you are ready
  • Fees shown per order, so you know what each sale left you
A customer pays at a shop counter by holding a smartphone to a contactless terminal
Selling in chat

Get paid for an order you took in a DM.

Build the cart inside the conversation, send a payment link and let the customer pay with a card, Apple Pay or Google Pay without browsing your store.

  • Payment links through AjVik Payments
  • Link expiration you can set, with a reminder before it lapses
  • Paid links create the order and reserve stock
See chat selling
Reconciliation

Know what arrived, what is pending and what was refunded.

Each payment, fee and refund is recorded against its order. You can see what you earned, not just what customers paid.

  • Payment status updates from Stripe and PayPal, checked for authenticity
  • Double-clicks and retries never create two charges
  • Processing and platform fees counted in contribution profit
  • Refunds shown in both AjVik and your Stripe or PayPal dashboard
How it works

Up and running in minutes.

  1. 01

    Turn on AjVik Payments

    Enter your business and bank details. Stripe handles identity checks.

  2. 02

    Add PayPal if you want it

    Connect your PayPal business account and run a test payment.

  3. 03

    Take real payments

    Switch to live mode. Even during the trial, your store on its free .shop.ajvik.com address takes real orders.

FAQ

Frequently asked questions

Can't find what you're looking for? Our team replies within one working day.

What does AjVik charge on payments?

Your plan is a monthly subscription. Online payments processed through AjVik Payments also carry a platform fee of 2.5% on Starter, 2.0% on Growth or 1.5% on Pro, in addition to Stripe’s standard processing fees. Orders paid through PayPal carry no AjVik platform fee; PayPal charges its own fees.

When do I get my money?

On Stripe’s payout schedule, straight to your US bank account. PayPal payments land in your PayPal account on PayPal’s terms.

Can customers pay by bank transfer?

Yes. ACH bank payments are available through AjVik Payments. They take a few business days to clear, so AjVik marks the order paid once the payment succeeds.

Can I accept international cards?

Yes. AjVik Payments accepts major cards issued outside the US. Stripe may charge extra for international cards and currency conversion.

Is it safe for my customers?

Card details are typed into Stripe’s own secure fields and handled by Stripe, which is PCI DSS compliant. AjVik never sees or stores full card numbers.

Selling in India too?

Indian stores use local payment methods through Indian gateways. See the Selling in India page for how that works.

Your first order is closer than you think

Open your shop this evening.

Seven days to try everything with real customers. Pick a plan when you are ready.

  • 7-day trial on every plan
  • No card needed to start
  • $0 setup, cancel any time
  • Payments settle to your own bank